Our advantages include:
The contracts are 100% vested so you can sell your business unlike most captive agencies.
The highest contracts (100% and higher) with the top companies for life plans.
OnLine Term Quote Engine makes it easy to compare rates and Applications.
Commissions are paid direct from the insurance company home office.
100% Confidential, your agency will not be notified by us.
We have many brokers that use us as a brokerage house for cases that do not fit their primary company.
Substandard Specialist on staff to help with difficult cases, online request form for ease of use.
Please click on this link for term life quotes: http://www.stslife.org
Please click on this link to email a substandard risk quote request: http://www.bayplan.com/requestquote.php
Please click on this link for a list of life and annuity companies: http://www.bpquote.com